PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP PERILAKU KONSUMTIF MAHASISWA PADA PRODI PENDIDIKAN EKONOMI FKIP UNIVERSITAS MULAWARMAN
Abstract
Researchers want to research about financial knowledge in students of the Economics Education
Study Program, FKIP Mulawarman University Class of 2018-2019 because they already know
about financial planning, savings and loans, insurance, and investment after getting financial
management courses. Financial problems arise because of poor financial management, wasteful
lifestyles and consumption patterns. The purpose of this study was to see if there was a
relationship between financial literacy and lifestyle on the consumptive behavior of students in the
Economics Education Study Program, FKIP Mulawarman University, Class of 2018-2019.
This study uses quantitative methods with the research population being students of Economics
Education at Mulawarman University Class of 2018-2019. The study collected data by distributing
questionnaires with Likert scale measurements and interviews with students of Economics
Education at Mulawarman University Class of 2018-2019. The results of this study are (1)
financial literacy has a significant influence on consumptive behavior in students of Economic
Education at Mulawarman University. (2) Lifestyle has a significant influence on consumptive
behavior in students of Economics Education at Mulawarman University. (3) The influence of
financial literacy and a stimulant lifestyle has an influence on consumptive behavior in Economic
Education Students at Mulawarman University