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dc.contributor.authorSudarman, Sudarman
dc.date.accessioned2022-03-14T10:39:31Z
dc.date.available2022-03-14T10:39:31Z
dc.date.issued2021-12-30
dc.identifier.issnhttps://doi.org/10.30872/escs.v1i2
dc.identifier.urihttp://repository.unmul.ac.id/handle/123456789/27080
dc.description.abstractThe purpose of this study was to determine the difference in profitability of PT. Pegadaian (Persero) Syariah before and after the existence of the Arrum financing product in 2004-2018, this research is a type of quantitative comparative research, in which there is a descriptive statistical research approach method, whose function is to find out the differences and analyze the profitability of PT. Pegadaian (Persero) Syariah before and after the existence of the 2004-2018 Arrum financing product.The results of data analysis on the ROA variable, by comparing the financial performance of PT Pegadaian (Persero) Syariah before and after the Arrum financing product, obtained a t value of -1.597 with a significance of 0.189. Because the significance value is greater than 0.05 (0.189>0.05), then H0 is accepted and Ha is rejected. For the ROE variable, the t value is -4.634 with a significance of 0.019. Because the significance value is less than 0.05 (0.019 < 0.05) then H0 is rejected and Ha is accepted. For the NPM variable, the t value is -5.319 with a significance of 0.008. Because the significance value is less than 0.05 (0.006 <0.05), then H0 is rejected and Ha is accepted.en_US
dc.publisherProsiding Prodi Pendidikan Ekonomien_US
dc.relation.ispartofseriesvol 1;no 2
dc.subjectprofitability, Arrum financing producen_US
dc.titleANALISIS PROFITABILITAS PT PEGADAIAN (PERSERO) SYARIAH SEBELUM DAN SESUDAH ADANYA PRODUK PEMBIAYAAN ARRUM TAHUN 2004-2018en_US


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